Every Dollar Tracked.
Every Receipt Filed.
Every Audit Survived.
The business credit card built for owners who sign the back of every check — and need a paper trail that holds up when someone asks.
Three years of receipts in a grocery bag.
Your bookkeeper charges by the hour. Your CPA charges by the document. And every lost receipt is a deduction that disappears — or worse, a red flag in an audit.
Photo taken. Filed. Matched to the charge.
Snap a receipt from your phone the moment you pay. Vault reads the merchant, amount, and date — then matches it to the card transaction automatically.
A spreadsheet that knows you're lying to yourself.
Meals marked 'client entertainment' when they weren't. Supplies mixed with personal Amazon orders. One bad category costs you in penalties — or an audit trigger.
Every charge lands in the right bucket.
Vault learns your spending patterns and applies IRS-aligned categories automatically. Flag anything personal before it contaminates your business records.
CP2000 Notice. You have 60 days to respond.
Every document they want exists somewhere. The problem is 'somewhere.' Across email threads, a cloud drive, a desk drawer, and a phone that was replaced in 2023.
Tax Period: December 31, 2024
Response Required By: April 15, 2026
Every document. One export. One hour.
When the IRS asks, you produce. Vault packages your transaction history, matched receipts, categorization log, and spend controls into a single audit-ready export.
The 27-Point Audit-Ready Checklist
every small business should pass before year-end.
Built from 200+ IRS audit cases. Download the exact diagnostic your CPA uses to determine if your books are defensible — before someone else decides they're not.
“Vault caught a $2,400 miscategorized expense before my CPA filed. That alone paid for two years.”
“I used to dread tax season. Now I hand my bookkeeper a single export. She stopped charging me for cleanup.”
“Scaling from Etsy to wholesale means real invoices and real audits. Vault is the paper trail I couldn't build myself.”
